When I first published the article called 13 Advantages of actively managing your money yourself  I received a lot of sceptical comments from readers.

Referring to past performance they mentioned that there was always some fund or index that outperformed them. That dear reader is a fact of investment life. There will always be a fund or index that will outperform you.
 
But you know, it doesn?t matter.

Because it is impossible to foresee.

If someone mentions that the so-and-so index or fund performed better than your portfolio I suggest you ask them a simple question.